FIRE AND PERILS

Overview

Covers building and contents against damage by fire, explosion, lightning, earthquake, riot & strike, malicious damage, storm, flood, burst pipes and impact.

Features & Benefits

  1. This policy will provide you with compensation for damages caused by fire to your buildings and outbuildings, stock in trade, plant and machinery, fixtures and fittings and others.
  2. The compensation is provided specifically for damages caused by:
  3. Fire and Lightning
  4. Explosion of Gas or Boilers used for domestic purposes
  5. Earthquakes, Subsistence, Shock and landslip
  6. Impact by moving objects
  7. Aircrafts
  8. Riots, strikes and malicious damage
  9. Water damage by bursting or overflowing of water tanks, apparatus or pipes
  10. When you take this policy, you will also enjoy cover from the following:
    1. Bush fires
    2. Explosions
    3. Storm, tempests or floods
    4. Aircraft and other aerial devices and / or articles dropped on the property
    5. Impact caused by road vehicles, horses or cattle
    6. Subterranean fires
  11. In case of an accident, which is covered under this policy, the insured is compensated through reimbursement or repair.
  12. When an accident that is covered by this policy occurs, we will compensate you by either reimbursing you for the loss or by organizing for repairs to be made.