Agricultural Vehicles

It is a feature of commercial and mechanized farming that investment is made in farming machinery to aid in efficient operations. Farm vehicles including tractors and combine harvesters fall under this category. It may also be possible to consider ATVs, quad bikes and motor vehicles if used specifically on the farm for inclusion in the agricultural policy.

 

I.            AGRICULTURAL AND FORESTRY VEHICLES (TRACTORS, HARVESTORS ETC)

 
Type of cover Third party only (TPO) Third party Fire & Theft (TPF & T) Comprehensive
Premium Applicable Applicable, min. applies Applicable, min. applies
No Claim Discount (NCD) Applicable

 

applicable applicable
Policy Excess
Third Party Applicable Applicable Applicable
Theft Not Applicable

 

Applicable, min. applies Applicable, min. applies
Material Damage Not Applicable Applicable, min. applies Applicable, min. applies
Young and/ or inexperienced drivers Applicable Applicable Applicable

 

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