Auto Insurance

Overview

Auto insurance is a must. Make sure you get a quote from a company that delivers personalized service when you need it. MetropolitanCannon has been around for more than 50 years so we know a thing or two about auto insurance. We are there when it matters, such as when you have an accident or have your car under repairs at the garage. Get a fast and free auto insurance quote to see everything that MetropolitanCannon has to offer.

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Scope

We would recommend the Comprehensive Auto Cover because it covers all insurable risks. These are but not limited to: -

  • Own vehicle body damage in case of accident
  • Theft of the vehicle
  • Accidental fire damage to the vehicle
  • Third party property damage
  • Third party bodily injuries
  • Loss or damage to the accessories if declared at inception of the cover
  • Legal expenses incurred with prior consent of insurers

Personal accident

Did you know that auto insurance does not cover the driver of the vehicle(insured) against physical injury or death? It is therefore highly advisable that you get Metropolitan Cannon’s personal accident cover in addition to comprehensive auto insurance to ensure all round protection

Third party cover

This is the minimum cover required by law in Kenya and covers bodily injury and property damage caused to other parties to the exclusion of the insured. Insured is therefore responsible for any/all damage sustained to their vehicle. The other cover is Third Party Fire and Theft which has features of comprehensive cover but excludes material damage arising from an accident. Cover is limited to Theft, Fire, Third party bodily injury and property damage.

Benefits

Covers Third party only (TPO) Third party Fire & Theft (TPF & T) Comprehensive
1 Windscreen Not applicable Not applicable Applicable
2 Car Entertainment System - Radio Cassette Not applicable Not applicable Applicable
3 Loss of use Not applicable Not applicable Applicable to limit, Chargeable
4 Forced ATM Withdrawal Not applicable Not applicable Applicable
5 Out of Station Accommodation Not applicable Not applicable Applicable (subject to a radius of 50 kms from home)
6 Personal effects

Loss of Keys

Not applicable Not applicable Applicable to limit, Chargeable
7 Loss of Spare Wheel / Accessories Not applicable Not applicable Applicable to limit, Chargeable
8 Third Party Property Damage Limit Applicable up to limit, Chargeable Applicable up to limit, Chargeable Applicable up to limit, Chargeable
9 Passenger Legal Liability Applicable Applicable Applicable
10 Medical Expenses Applicable Applicable Applicable
11 Riot, Strike and Civil Commotion (RSCC) Not applicable Applicable Applicable
12 Towing/ Recovery Expenses Not Applicable Not applicable Applicable

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