Corporate Motor Private
Motorized transport is still central to how business is done, and people move. It is still a much sort after benefit to belong to a well-run and managed corporate scheme at individual and corporate level. Corporate Motor Insurance protects your organization if company or staff vehicles are involved in an accident, stolen, set on fire, or cause property damage.
At Metropolitan Cannon Insurance we have different policies suitable for the discerning corporate all designed to give you peace of mind while on the road, at home or at work.
The Comprehensive Cover is highly recommended because it insures the policyholder against all including:
- Vehicle damages because of an accident
- Theft of the vehicle
- Damage to vehicle due to accidental fire
- Damage of property belonging to third parties
- Bodily harm to third parties
- Damage to car accessories that had been declared when the policy was bought
- Legal fees that may be incurred because of the car, with permission from the insurer.
Where a corporate has multiple vehicles with Metropolitan Cannon Insurance, the corporate discount rate is applicable.
|Extra Benefits||Third party only (TPO)||Third party Fire & Theft (TPF & T)||Comprehensive
|1||Windscreen||Not applicable||Not applicable||Applicable to limit|
|2||Car Entertainment System=Radio Cassette||Not applicable||Not applicable||Applicable to limit|
|3||Loss of use||Not applicable||Not applicable||Applicable, Chargeable|
|4||Forced ATM Withdrawal||Not applicable||Not applicable||Applicable, Chargeable|
|5||Out of Station Accommodation||Not applicable||Not applicable||Applicable, Chargeable|
Loss of Keys
|Not applicable||Not applicable||Applicable, Chargeable|
|7||Loss of Spare Wheel / Accessories||Not applicable||Not applicable||Applicable, Chargeable|
|8||Third Party Property Damage Limit
|Applicable to limit, Chargeable||Applicable to limit, Chargeable||Applicable to limit, Chargeable|
|9||Passenger Legal Liability
|Applicable to limit, Chargeable||Applicable to limit, Chargeable
|Applicable to limit, Chargeable|
|Applicable to limit, Chargeable||Applicable to limit, Chargeable||Applicable to limit, Chargeable
|11||Riot, Strike and Civil Commotion (RSCC)||Not applicable||Applicable. Chargeable||Applicable. Chargeable|
|12||Towing/ Recovery Expenses||Not Applicable||Not applicable||Applicable to limit, Chargeable|