Corporate Motor Private

Overview

Motorized transport is still central to how business is done, and people move. It is still a much sort after benefit to belong to a well-run and managed corporate scheme at individual and corporate level. Corporate Motor Insurance protects your organization if company or staff vehicles are involved in an accident, stolen, set on fire, or cause property damage.

At Metropolitan Cannon Insurance we have different policies suitable for the discerning corporate all designed to give you peace of mind while on the road, at home or at work.

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Scope

The Comprehensive Cover is highly recommended because it insures the policyholder against all including:

  • Vehicle damages because of an accident
  • Theft of the vehicle
  • Damage to vehicle due to accidental fire
  • Damage of property belonging to third parties
  • Bodily harm to third parties
  • Damage to car accessories that had been declared when the policy was bought
  • Legal fees that may be incurred because of the car, with permission from the insurer.

Where a corporate has multiple vehicles with Metropolitan Cannon Insurance, the corporate discount rate is applicable.

Cover Benefits

Extra Benefits Third party only (TPO) Third party Fire & Theft (TPF & T) Comprehensive

 

1 Windscreen Not applicable Not applicable Applicable to limit
2 Car Entertainment System=Radio Cassette Not applicable Not applicable Applicable to limit
3 Loss of use Not applicable Not applicable Applicable, Chargeable
4 Forced ATM Withdrawal Not applicable Not applicable Applicable, Chargeable
5 Out of Station Accommodation Not applicable Not applicable Applicable, Chargeable
6 Personal effects

Loss of Keys

Not applicable Not applicable Applicable, Chargeable
7 Loss of Spare Wheel / Accessories Not applicable Not applicable Applicable, Chargeable
8 Third Party Property Damage Limit

 

Applicable to limit, Chargeable Applicable to limit, Chargeable Applicable to limit, Chargeable
9 Passenger Legal Liability

 

Applicable to limit, Chargeable Applicable to limit, Chargeable

 

Applicable to limit, Chargeable
10 Medical Expenses

 

Applicable to limit, Chargeable Applicable to limit, Chargeable Applicable to limit, Chargeable

 

11 Riot, Strike and Civil Commotion (RSCC) Not applicable Applicable. Chargeable Applicable. Chargeable
12 Towing/ Recovery Expenses Not Applicable Not applicable Applicable to limit, Chargeable

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