Electronic Equipment/Computers


Our lives revolve around electronic equipment found in schools, offices, hospitals, airports and other installations. Electronic equipment run everything around us and hence require specialized insurance especially because they tend to be expensive and fragile in nature. Metropolitan Cannon Insurance has designed an Electronic Equipment/Computers cover for accidental physical loss or damage which includes mechanical and electrical breakdown, installation, and peripheral equipment e.g. computers, air conditioning, plant and accessories. The policy can be extended to include theft of the same if not covered under a specific theft policy. Get a free quote today.

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It provides indemnity for losses resulting from:

a) Breakdown, actual breaking, distortion or electrical burn out whilst in use or at rest.

  1. b) Accidental damage from sudden and unforeseen losses arising from fire and lightning, theft, earthquake, malicious damage, riots, strikes and civil commotions.

It is important to note that this policy covers the electronic equipment whilst in the premises only; Laptops which are mobile in nature are therefore not covered under this policy, they can be catered for under the All Risks Policy.

Coverage Benefits

  • Indemnity for damage to other data carrying media e.g. diskettes, tapes and cables resulting from any of the above perils.
  • Reimbursement of additional expenses incurred to reproduce lost data and records following damage to the insured equipment by any of the above perils.

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