Golfer’s Liability Policy


This policy covers liability for a golfer on a day when an accident happens out on the Golf course or in the clubhouse. It is not uncommon to hear of innocent bystanders or fellow players being hit by errant shots, flying clubs or have equipment accidentally lost or damaged. The policy further extends to the one in a million shot when you have the fortune to sink a hole in one and the associated traditional requirements that follow. It accompanies the homeowners & occupier’s (domestic) package cover to offer the best all round protection. Get in touch for our experts to fashion the best solution for you.

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Features & Benefits

This is a 24hour policy that covers accidental bodily injury causing death or disability to the insured arising out of the insured perils

Cover protects an insured person or organization against legal liability to members of the public (third parties) arising from:

  • Death or bodily injury to third parties
  • Loss of or damage to third party property

The value or cost of repairing the insured’s Golf Clubs, Bags, Bag Carrier, Caddie Carts or Umbrellas as declared to the company against ALL RISKS whilst in transit to and from or at any Golf Club including the Club House, Caddie Master’s Hut or Professional Shop.

Hitting the golf ball from start/ tee straight into the cup in one swing

Including operation fees, cost of surgical appliances, dental ophthalmic or nursing home charges and traveling expenses including ambulance costs reasonably incurred by the insured as a result of injury.

Loss or damage caused by fire, lightning, thunderbolt, burglary, housebreaking, larceny or theft of the insured’s personal effects including Golfing apparel in any Golf Clubhouse

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