Motor Commercial General Cartage

Overview

If you are in the business of transport, then look no further than Metropolitan Cannon’s General Cartage insurance. It is specially designed for those whose business it is to manage the logistical and risk aspects of handling and moving items from one point to the next on a commercial basis. It covers both individuals and corporates within the geographical limits defined in the policy.

This policy applies to a type of vehicle that is permitted to be used for the carriage of goods.

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Scope

This category is for commercial vehicles used by the insured for hire/reward business such as lorries, trucks, pickups, trailers and motor trade. Cover includes

  • Vehicle damages as a result of an accident
  • Theft of the vehicle
  • Damage to vehicle due to accidental fire
  • Damage of property belonging to third parties
  • Bodily harm to third parties
  • Damage to car accessories that had been declared when the policy was bought
  • Legal fees that may be incurred as a result of the car, with permission from the insurer

Where a corporate has multiple vehicles with Metropolitan Cannon, a group discount may apply on the premium rate.

Cover benefits

Extra Benefits Third party only (TPO) Third party Fire & Theft (TPF & T) Comprehensive
1 Windscreen Not applicable Not applicable Chargeable
2 Car Entertainment Not applicable Not applicable Chargeable
3 TPPD Applicable to limit Applicable to limit Applicable to limit, Chargeable
4 Medical Expenses Not applicable Not applicable Applicable to limit, chargeable
5 Riot, Strike and Civil Commotion (RSCC) Not applicable Not applicable Chargeable
6 Towing/ Recovery Expenses Not Applicable Not applicable Applicable to limit, Chargeable
7 authorized Repairs Not Applicable Not applicable Applicable to limit, Metropolitan Cannon to authorize
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Extended Geographical Area: Outside Kenya Charge as per COMESA Guidelines Charge as per COMESA guidelines Charge as per COMESA Guidelines

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