Public Liability

Overview

Operating a business comes with inherent risks. One of the more difficult issues to address is how to protect yourself as a business owner/shareholder from financial loss if a third party suffers damage or injury at your premises or while in the conduct of your normal course of business. Under this cover, Metropolitan Cannon will pay the damages, legal defense fees and settlement charges that will arise when a claim is filed against your business and by extension yourself. It is important to note that intentional damage/ injury and losses from/under contractual obligations fall outside of coverage. Get a free quote today.

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Features

Public Liability Cover protects an insured person or organization against legal liability to members of the public (third parties) arising from:

  • Death or bodily injury to third parties
  • Loss of or damage to third party property
  • The policy also covers the costs of defending any suit brought against the insured (defense costs), in addition to any award that may be made against the insured by a court of law.

Benefits

The Public Liability protects an insured person or organization against their legal liability to members of the public (third parties) arising from.

  • Death or bodily injury to third parties
  • Loss of or damage to third party property

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